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Your Statements
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Upload your first statement above and we'll analyze it in about 30 seconds.
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2 months of free statement monitoring included. We'll flag any fee increases, surprise annual charges, or rate creep — automatically, every month. Learn more →
Monthly History
Month-over-month changes in your processing costs. Red = something got worse, yellow = watch it, green = held steady.
Month Processor Volume Eff. Rate Markup Hidden Fees Changes
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Talk to an Expert
Connect with a payment processing specialist who can negotiate on your behalf.
Rate Negotiation Service
We negotiate your rates.
You keep the savings.
Most business owners overpay for years because negotiating with a processor is confusing, time-consuming, and they don't know what's possible. We do this every day. We know exactly what rates processors will accept — and we go get them for you.
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We audit your statement
Every fee, every rate — we find exactly what your processor is keeping above interchange.
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We negotiate directly
We contact your processor on your behalf and push for the best rates the market will bear.
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You keep the savings
One small flat fee for the service. Everything we negotiate below your current rate is yours to keep — every month.
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Average client saves $400–$1,200/month
On a $300K/month business at 2.80%, dropping to 2.10% = $2,100/month back in your pocket — every single month.
No commitment required.
We'll explain exactly how it works first.
✓ One flat fee — no percentage of savings
✓ Works with your existing processor
✓ Savings start immediately after negotiation
Statement Monitoring — First 2 Months Free, then $199/year
Your processor is counting on you
not to look every month.
Processing fees don't stay the same. Processors raise rates quietly, add fees on random months, and bury annual charges they know most merchants won't notice until it's too late. We read every statement so you don't have to.
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Annual fee ambushes
Regulatory fees, IRS reporting fees, PCI annual fees — often $149–$499 — appear once a year on a random month. We flag every one.
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Silent rate creep
Processors raise effective rates by 0.05–0.10% at a time. Small enough that you won't notice on one month — big enough to cost you thousands per year.
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New junk fees added mid-contract
Portfolio manager fees, integrity fees, digital enablement fees — added months after you signed. By the time you notice, you've paid them for a year.
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Transaction reclassification
More of your transactions get quietly pushed into mid-qual and non-qual buckets over time — raising your effective rate without changing the stated rates.
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$199/year — less than $17/month
A single caught annual fee or rate increase typically saves 5–25× the cost of monitoring. Most clients see it pay for itself in the first statement we review.
✓ First 2 months free with your account.
Then $199/year. Cancel anytime.